
What is Liquor Liability Insurance?
Liquor liability insurance covers your business against claims of injury or property damage resulting from the sale or service of alcohol. It’s essential for bars, restaurants, breweries, event venues, and more.
Cover Your Business From:
Alcohol-Related Injury
Property Damage
Assault & Battery Lawsuits
Legal Defense Costs
Host Liquor Liability
Coverage for Employees & Events
FAQ
What does liquor liability insurance cover?
It covers claims from injuries or property damage caused by intoxicated patrons, including legal fees, settlements, and medical payments.
Is it required by law?
Many states require liquor liability insurance for businesses with a liquor license or that serve alcohol at events.
Does it cover employees and event hosts?
Yes, coverage can extend to employees serving alcohol and to hosts or organizations holding special events.
What’s the difference between host and liquor liability?
Host liquor liability covers social hosts (non-business); liquor liability covers commercial sale or service by businesses.